Skip to main content

Scheme members

1. Scheme members

Active members - are currently contributing to the Local Government Pension Scheme.

Deferred members - have contributed to the Local Government Pension Scheme previously. Visit the deferred members pages


Active scheme members

The main benefits of the LGPS are:

  • A secure pension, payable for life.
  • Flexible lump sum options (provided to you at your retirement).
  • Tax-efficient savings.
  • Employer contribution - your employer pays whatever amount is necessary to ensure that your benefits are properly funded.
  • Early retirement - you can choose to retire from age 55 and receive your benefits immediately, although they may be reduced for early payment. It’s also possible to retire from age 55 and receive your benefits immediately, if you are made redundant, retired on grounds of efficiency, or with your employer's consent.
  • Death cover - in the event of your death while contributing a pension would be payable to your surviving eligible children and or spouse / civil partner / cohabiting partner.
  • If you ever become seriously ill, you could receive immediate ill-health benefits, once you have been assessed by an Independent Registered Medical Practitioner.
  • Options to increase your pension by paying additional contributions. These additional contributions also attract tax relief.

Did you know that you can manage your pension online? 

'My pension online' gives you 24 hour access to your LGPS pension record. You can produce your own retirement estimates, helping you to actively plan for your retirement. You are also able to view/update your personal details, such as your home or email address and death grant nomination. For added security, from 2018 your LGPS annual benefit statement is only available online. Register/login now at https://ms.buckscc.gov.uk

Employee contribution bands

Contribution bands 01/04/18-31/03/19
 LGPS Contribution Table 2018/19, effective 01/04/2018
Band 
 
Actual pensionable pay for an employment
 
 Contribution rate for that employment
 Main LGPS section  50/50 LGPS section
1 Up to £14,100   5.5%   2.75% 
2 £14,101 to £22,000  5.8%  2.9%
3 £22,001 to £35,700  6.5%  3.25%
4 £35,701 to £45,200  6.8%  3.4%
5 £45,201 to £63,100  8.5%  4.25%
6 £63,101 to £89,400  9.9%  4.95% 
7 £89,401 to £105,200  10.5%   5.25%
8 £105,201 to £157,800  11.4%  5.7% 
9 £157,801 or more  12.5%  6.25%
Print entire guide

Last updated: 3 May 2018

Was this page helpful?

1 star
Very poor
3 stars
Neither good nor poor
5 stars
Very good
Live Chat Software by Click4Assistance UK